Refund Policy

KOSVAS PTY LTD Trading As Minotaur Trading Systems

Last Updated on February 21st, 2024

At Minotaur Trading Systems (Minotaur), we prioritise your satisfaction with our services. This Refund Policy is designed to clearly articulate your rights and obligations regarding refunds, ensuring transparency and trust in our transactions.

This policy applies to all products and services offered by Minotaur, including those accessed through our website (, mobile or desktop applications, our smart contract system, and any other platforms within our ecosystem, collectively referred to as the (Platform).

Minotaur is strictly an information product and research publishing company, falling outside the regulatory body’s definition of an “investment advisor”. We do not provide individual investment advice. We are not registered with any financial regulatory agency such as the Financial Services Authority (FSA) in the UK or National Association of Securities Dealers (NASD), Australian Securities & Investments Commission (ASIC) in Australia or Securities and Exchange Commission (SEC) in the US.

Disclaimer on Financial Information and Recommendations
The information we publish is based on our own opinions, statistical and financial data, and independent research, and does not reflect the views or opinions of any registered corporate affiliate. Past performance is no guarantee of future results. Although we make an effort to provide the most current and accurate information possible, our information cannot take into consideration your personal finance goals, means, or level of experience, and therefore is not intended to be used as customized, personal recommendations to buy, hold, or sell assets and/or securities, or engage in any trading strategy. Such recommendations may only be made by a registered personal advisor or broker you have chosen to select.

Risk Disclaimer Investing in any short-term trading strategy is considered speculative and involves risk of loss. You are solely responsible for undertaking investment or trading activities based on your own individual financial circumstances and objectives. We strongly recommend that you consult with a professional financial advisor before making any trading or investment decisions on our platform. For more information on investing, see information available at the following websites:
• SEC –
• NASD –
• ASIC –
Third-Party Data Disclaimer All data we provide we receive from third-party sources, and we do not verify their accuracy independently. Therefore, we cannot assure you that the information sources are accurate or complete. Nor do we guarantee the success of any investment decision you may take using our data, information, or opinions.

Limitation of Liability The liability of Minotaur Trading Systems, whether in contract, tort, negligence, or otherwise, shall be limited in the aggregate to direct and actual damages not to exceed the fees received by Minotaur Trading Systems from the subscriber/purchaser.

Neither Minotaur Trading Systems nor any of its affiliates will be liable for consequential, incidental, punitive, special, exemplary, or indirect damages resulting directly or indirectly from the use of or reliance upon material provided by Minotaur Trading Systems or any of its affiliates.

Without limitation, neither Minotaur Trading Systems nor any of its affiliates shall be liable for any loss or damages related to, either directly or indirectly, (1) any decline in market value or loss of investment; (2) a subscriber’s inability to use any other source, software or material provided or recommended by Minotaur Trading Systems or any of its affiliates; (3) failure by Minotaur Trading Systems or any of its affiliates to deliver or delay in delivering any material or; (4) any kind of error in transmission of material; or (5) the use by the subscriber of any research to invest in any way which may be deemed unsuitable or in accordance with certain industry standards. Minotaur Trading Systems and the Subscriber acknowledge that, without limitation, the above-enumerated conditions cannot be the probable cause of any breach of any agreement between Minotaur Trading Systems and the Subscriber.

Intellectual Property Minotaur Trading Systems is the copyright owner of all the information contained in this service, except as otherwise indicated. Other parties’ trademarks and service marks that may be referred to herein are the property of the respective owners.

You may use the information contained herein for your personal use only, but you may not reproduce or distribute the information to others or substantially copy the information on your own server, or link to

Minotaur Trading Systems or any of its affiliate’s website, without prior permission of Minotaur Trading Systems.

Use or reproduction of information from this service for any other purpose is expressly prohibited by law and may result in civil and criminal penalties. Violators will be prosecuted to the maximum extent possible.
Digital Content Access and Refund Policy Our digital information products, including courses, are provided in accordance with the relevant provisions of the Australian Consumer Law. When you buy a course, you will receive an email containing instructions on how to access the content.

Please be aware that under the Australian Consumer Law, you are entitled to certain rights including statutory guarantees that cannot be excluded by agreement. However, for digital content such as the courses we offer, the right to cancel and obtain a refund may be limited once you have commenced accessing the purchased content.

Specifically, once you access any part of your purchased content, you acknowledge that you have received the benefits of our digital products as described at the point of sale. Consequently, you will not be eligible for a “change of mind” refund due to the immediate receipt and access to the full content.

This acknowledgement does not affect any rights you may have under the Australian Consumer Law in the event of a major failure or other entitlements to a remedy for products not meeting the consumer guarantees.

We are committed to complying with all obligations under the Australian Consumer Law and ensuring that our users are informed about their rights and policies.

Confidential Information By accessing our Platform, you, the receiving party, agree that any information disclosed by or on behalf of Minotaur Trading Systems or any of its affiliates within the product you have purchased (whether in writing, electronic or digital form, verbally or by inspection of documents, computer systems or sites or pursuant to discussions or by any other means or other forms and whether directly or indirectly) is confidential in nature or may be reasonably considered to be commercially sensitive, and which relates to the business and affairs of Minotaur Trading Systems or any of its affiliates including but not limited to all intellectual property rights of Minotaur Trading Systems or any of its affiliates and all analyses, statistical data and other documents prepared by the purchaser which contains or otherwise reflect or are generated from the information referred to within the product.

In consideration of the disclosure of the confidential information contained herein by Minotaur Trading Systems or any of its affiliates you, the receiving party, agree to undertake that you will keep all information contained herein strictly confidential and will not disclose any part of it to any other person or entity without the disclosing party’s prior written consent, will not use any part of the whole of the confidential information directly or indirectly for any other purpose other than the permitted purpose without the express written consent of Minotaur Trading Systems, will not express opinion via any online source or website in regard to the product, and will use the same degree of care to protect the confidential information as it uses to protect its own confidential information, being at least a reasonable degree of care.

Payment Terms By inserting your payment details on our Platform and agreeing to purchase the products, you authorise us to charge payment from your nominated payment method including credit or debit card as agreed at the time of purchase.

If payments are defaulted for any reason, we will notify you. Please note that in the event of a payment default, you will be temporarily removed from our circulation list and your right to access our products will be suspended until the outstanding payments are resolved.

For your security and confidence, payments are processed through a secure site operated by either Paypal, Airwallex or Stripe, which are three of the world’s leading online payment providers.

Additionally, we offer the flexibility to accept payments in cryptocurrency via a third-party provider facilitated by Minotaur Trading Systems.

We are committed to providing a seamless payment experience while ensuring the utmost security and convenience for our users.

Upon purchasing and accessing our products, you will have full course access which includes any updates, additional content added in the future and access to support and Q&A’s. You are free to use at your convenience, along with accessing the course contents at your convenience.

Your education is our priority!